Most accountants will tell you that you should have a budget and the rational is that you should have a financial target to aim for. Yet in 25 years, I have never heard a business owner say: “I achieved great results thanks to my budget” or “I couldn’t have done it without...

Manage a business is like driving a car or a motorbike, when you first learn, everything is alien and takes all your concentration and as you get used to it some of it becomes automatic, second nature. Like a car, the more you put into driving and the better a driver you become. But if you switch...